How Your Childhood Conditioning Controls How Much Wealth You Make

How Your Childhood Conditioning Controls How Much Wealth You Make

Do you know that in the last couple of decades two fields of finance have evolved which are exclusively studying the link between our psychology and the money that we make.

How we think, whether we are conscious of it or not, is literally causing the financial mess or the financial abundance that we are in.

If you are like most people, you probably belong in the former group.

Is Brexit Making You Panic?

Is Brexit Making You Panic?

Markets are falling, there is widespread panic, people are selling, retirement savings are being eroded, there is a bloodbath everywhere.

Above are some of the headlines making waves across the world.

Whilst majority of speculators, gamblers, traders and undisciplined investors run for the hills, the educated and smart investors are doing the below...

Property investing and SMSFs – the differences

Property investing and SMSFs – the differences

Australians love to invest in property. And what’s not to love? It’s tangible, offers diversification and tax benefits, and can provide you with a good income and strong capital growth.

The benefits of investing in property can be amplified when held within super and with changes to borrowing within Self-Managed Super Funds (SMSFs) over the past few years, the ability to access property investment through super has widened significantly. This strategy however, is not for everyone.

Will your TPD policy pay out when you need it?

Will your TPD policy pay out when you need it?

Advances in medical science mean your chance of survival after an accident or serious illness is much better than it was even 20 short years ago. But what will your quality of life be like if you can no longer earn an income? You will need money to pay off debts, support your family, pay medical bills, and fund your lifestyle.

A new job? Don’t forget this!

A new job? Don’t forget this!

Depending on how you look at it, changing jobs can either be an exciting time or a stressful one. With so much happening, you can be forgiven for being more focused on the new job than on sorting out your superannuation and life insurance. However, both need attention at this time, so here are a few tips for when you make your career move.

Balancing Life, Work and Money

Balancing Life, Work and Money

Work-life balance. It’s something everyone seeks, but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout life. If your wheel of life has developed a wobble, it might be time to do some repairs to regain stability for the journey ahead.

What’s the problem?

Protection during parenthood

Protection during parenthood

For many people, one of the most important roles in life is parenthood, but as an “unpaid” occupation, can a full-time Mum or Dad insure against the costs of not being able to fulfil their role if they become sick or injured?

The short answer is yes; but another more difficult question to answer is, how do you place a value on looking after the family and managing the home?

Debt: the good, the bad and the ugly

Debt: the good, the bad and the ugly

The opinion of many people towards debt can be best summed up in the often quoted line from Shakespeare, ‘neither a borrower nor a lender be.’ Yet others will embrace debt as one of the most important tools in their investment arsenal. Of course, successful debt management comes down to whether you control your debt or you let it control you.